Coverage for your unique needs!
Let us help you find the perfect health insurance plan for you! We'll analyze your needs and budget to ensure you get the most suitable coverage based on your lifestyle!
We help you find insurance plans ranging for just yourself to the entire family for coverage to assist pay for major medical crises. We can assist you in saving money on medical appointments, reasonably priced prescription drugs, and preventative healthcare services.
We put in a lot of effort to stay current on developments in the healthcare markets. We can inform you about the current offerings in your market as well as any anticipated changes.
That's Ok! Private plans are medically underwritten and based on your health. This means because there are less people, insurance companies give the best plans, and rates to people like you!
If you're questioning if you are, you probably are! Chances are if you are on a marketplace plan or employee plan, you are overpaying! The good news is that there are private insurance plans based on your health that can help save you money!
All PPO choices for private health insurance ensure that your coverage is always available. When you travel, you shouldn't have to be concerned about insurance!
Please reach us at jarredvasquez@gmail.com if you cannot find an answer to your question.
ACA/Obamacare is best for those with pre-existing conditions or those needing maternity coverage. It is affordable if you are under the income threshold that qualifies you for government subsidies. If you aren't getting government assistance, it is extremely expensive. These plans are mostly high premium/high deductibles because anyone can get on them. Most employer plans are great for the employee because the employer is legally responsible to pay 50% of the employee's monthly premium.
The downside is that the employer is not responsible for paying anything towards family add-ons. This causes the price to jump up significantly when adding family members and can get pretty costly because the family will be paying full price to be added to the plan. Private insurance is medically underwritten, meaning you have to qualify based on your health. Since you are in a lower-risk pool of people, you get a lower premium and preferred rates, so they are more affordable than most plans with BETTER coverage.
This only applies to Public Marketplace/ACA/Obamacare plans. You can also get on these plans with a qualifying life event or during Open Enrollment. Private Plans are available 24.7.365 and are able to be canceled at any time in the event you find better coverage!
Please feel free to reach out to me!
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